In October, I was selected to join the Goldman Sachs 10,000 Small Businesses Program, a 6-month course that teaches small business owners how to discover growth opportunities for their business. This experience has been very enlightening for me -- including reminding me how hard it can be to "crack the books."

Our universe is filled with many opposites - push and pull, on and off, up and down, excitement and quiet. I believe there is a great purpose for these contrasting forms of energy or events and we can learn from them if we pay attention to what happens during these changes.

We wish you a wonderful holiday celebration and all the best in the New Year!

I was blessed to marry into an amazing family that is kind, fun, non-judgmental, loving, enjoyable, and drama is only used for good gossip! When I was dating my boyfriend, Bob, he said if we were going to get serious there were two rules that he would not budge on and I am so glad that he did not as we have not broken them for 28 years!

Know your brand attributes and apply them daily to get the perfect customers - time and time again.